How Do I Get Covered?
Ask your agent the right questions.
Know what is and is not covered. Contents are not covered by a building/structure flood policy. You'll need another policy for contents within the building.
What you need to know about your deductible.
There is typically a 30 day wait period between when you buy a flood insurance policy and when it goes into effect, but there are some exceptions.
There is a congressionally-mandated surcharge added to all National Flood Insurance Program policies.