Questions to Ask Your Agent.
Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:
How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.) What is the insurance company’s level of service and ability to pay claims? What discounts are available? (Ask about good driver, multiple policy and student discounts.) What’s the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)